Guardian Insurance – McKinney, TX

Get a Healthy Smile with Guardian

Family holding portraits of smiles at their Guardian dentist.

A healthy smile requires more than just your toothbrush and floss. It’s also best to see your dentist at least twice a year for a cleaning and checkup. Unfortunately, one-third of adults don’t maintain routine appointments. While there are many reasons people delay their visits, the cost of services is a leading concern. You don’t need to worry about a large bill when choosing your Guardian dentist in McKinney, Dr. Parmar. Guardian believes everyone should have access to affordable dental care, and we agree. We’ll help you maximize your annual benefits to invest in a healthy smile without breaking the bank.

Guardian Dental Insurance Coverage Availability & Fees

Woman sitting in dental chair at dentist.

Guardian believes a healthy smile is worth protecting, which is why they provide coverage for more than just cleanings and checkups. While preventive care significantly lowers your overall dental costs, Guardian also provides coverage to restore a healthy smile without worrying about an expensive dental bill. Although every policy differs, the average plan includes:

100% preventive care.
80% minor restorative care.
50% major restorative care.

With a clear connection between your oral and general health, Guardian provides the coverage you need to achieve your best smile. You can enjoy 1-2 preventive visits per year for little or no cost. This allows you to prevent common dental issues that can lead to a big bill down the road. In fact, every $1 spent on prevention can save you as much as $50 on restorative or emergency care.

If a problem develops, Guardian is there for you. After paying your annual allowance, you’ll have access to a yearly limit to use toward the treatments you need to rehabilitate your smile. We’ll help you use your benefits to their full potential to minimize any out-of-pocket expense.

To make the most of your coverage, Guardian recommends you choose a dentist who is in their network, like Dr. Parmar. This provides set rates for common services, like cleanings and fillings. You still have the freedom to visit any dentist who accepts your coverage, but you’ll need to pay the difference between the office fees and your insurance’s allowable amount.

Our office works with both in-network and out-of-network patients to make the most of your coverage. With less than 3% of Americans exceeding their annual benefits, we’ll help you use what you’ve paid to ensure you reach optimal dental health.

Meet Hillary, Front Desk Receptionist/Treatment Coordinator

Green dental insurance key on keyboard.

We know dental insurance is a confusing topic, but you don’t have to go at it alone. Our treatment coordinator, Hillary, is here to help. She loves helping our patients improve their confidence through healthy, beautiful smiles. She is part of the transformation process by working with you to find the solutions you need to keep your care affordable. She’ll handle your insurance claims and explain how your benefits are being used to pay for your treatments. If you owe a remaining balance, she’ll discuss your payment options, like CareCredit.

Asking, “where is a Guardian dentist near me?” Look no further. Contact our office today to schedule an appointment.